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Feel confident about your financial strategy. Our team of Accredited Financial Counselors (AFC®) can help you understand scholarships, grants, loan terms, repayment options and more.
If you are considering or pursuing a law degree — or any other graduate or professional education — contact us for clear, unbiased information to set you on a sound financial path. And whether it’s your first call or your fifth, AccessConnex is always free.
Ready? Let's Talk
AccessConnex is here to help.
Email us or use one of the links below to schedule an appointment today.
Just a few of our most frequently asked questions:
If calling about student loan repayment, we recommend you have a copy of your federal student loan summary and/or a recent credit report for the most tailored advice and accurate analysis. AccessConnex counselors will never request, require, or store any personal information (SSN, DOB, etc.).
Visit StudentAid.gov for a list of all your federal student loans.
Once you log in, you will have access to the following loan details:
- Loan type
- Current loan status
- Outstanding principal
- Outstanding interest
- Interest rate
- Servicer
If you have non-federal loans, check your credit report at AnnualCreditReport.com or ask your financial aid office to identify those loans.
A grace period is a period of time where you are not yet required to make loan payments, varying based on loan type and whether you have already used your grace period for loans from prior programs. New loans will typically enter repayment after a six-month grace period.
You have two main repayment plan options for repaying federal Direct Loans – Standard and income-driven repayment.
On Standard Repayment plans, your monthly payment is fixed, and is based on your total debt, the interest rate on your loans, and the length of the repayment term.
On income-driven repayment (IDR) plans, your monthly payment is based on your adjust gross income (AGI). Examples of IDR plans include: Income-Contingent Repayment (ICR), Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Repayment Assistance Plan (RAP).
For more information about these plans, download the Federal Loan Repayment Plans at a Glance.
To learn more and apply for an IDR plan, visit StudentAid.gov/IDR.
The Public Service Loan Forgiveness (PSLF) program forgives the remaining balance of a borrower’s federal Direct Loans after the borrower makes 120 on-time qualifying payments on an eligible repayment plan, while employed full-time by public service employers.
You can track your progress toward forgiveness by submitting a PSLF Form at StudentAid.gov/PSLF. To track your payments over time, submit this form annually (and when switching employers).